The Factors of the Intention to Use P2P Lending Financial Technology (Fintech) Website at Jadetabek Intervening By Perceived Value
Arta Moro Sundjaja1, Agus Tina2
1Arta Moro Sundjaja, Information Systems Department, School of Information Systems, Bina Nusantara University, Jakarta, Indonesia.
2Agus Tina, Information Systems Department, School of Information Systems, Bina Nusantara University, Jakarta, Indonesia.
Manuscript received on 3 August 2019. | Revised Manuscript received on 9 August 2019. | Manuscript published on 30 September 2019. | PP: 3102-3107 | Volume-8 Issue-3 September 2019 | Retrieval Number: C4975098319/2019©BEIESP | DOI: 10.35940/ijrte.C4975.098319
Open Access | Ethics and Policies | Cite | Mendeley | Indexing and Abstracting
© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: The research objective is to examine the factors that influence the intention to use Peer-to-Peer Lending Financial Technology Website in Jadetabek. The research design is a quantitative method using Structural Equation Model (SEM). The sampling technique is convenience sampling. The data collection method used questionnaire. The questionnaire distributed to 110 respondents who already visit the fintech peer-to-peer lending website. The statistical software employed in this study is the SmartPLS 3.0. The results show that information quality, service quality, and perceived value directly had a significant effect on the fintech peer-to-peer lending website usage intention. The results show that service quality, perceived value, and information quality directly had a significant effect on the fintech peer-to-peer lending website usage intention.
Index Terms: Financial Technology, Peer-to-Peer Lending, Structural Equation Model (SEM)
Scope of the Article: Structural Engineering