The Perceived Risk Factors of Fintech in Indonesia
Erick Fernando1, Ratih Kusumastuti2, Derist Touriano3
1Erick Fernando is currently pursuing Information Systems Department, School of Information Systems, Bina Nusantara University, Jakarta, Indonesia.
2Ratih Kusumastuti is currently pursuing Accounting Departement, Business and Economics FacultyUniversity of Jambi, Kota Jambi, Jambi.
3Corresponding Author Derist Touriano is currently pursuing Information Technology Department, Faculty of computer science and engineering, Adiwangsa Jambi University, Jambi.
Manuscript received on November 17., 2019. | Revised Manuscript received on November 24 2019. | Manuscript published on 30 November, 2019. | PP: 12331-12335 | Volume-8 Issue-4, November 2019. | Retrieval Number: D8550118419/2019©BEIESP | DOI: 10.35940/ijrte.D8550.118419
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: The objective of this study was to observe the factors causing the high perceived risk of using FinTech products or services in Indonesia based on four main dimensions of risk that have been developed [1]. Qualitative method is used to reveal the holistic symptoms of the main dimension of perceived risk and public accountant in 499 Public Accounting Firm in Indonesia as a research population, while sampling method using a convenience sampling method. The data analysis procedure uses the data quality test following a statistical description. The findings obtained from this study is that availability risk is a major factor underlying the high perceived risk of FinTech products or services in Indonesia.
Keywords: Perceived Risk, Security Risk, Availability Risk, Performance Risk, Compliance Risk, Fintech.
Scope of the Article: Measurement & Performance Analysis.