Execution of Fiducia Guarantee in Government Pawnshop Companies in Semarang City 
Siti Malikhatun Badriyah1, R. Suharto2, Etty Susilowati3, Muhammad Haidar Fakhri Allam4
1Siti Malikhatun Badriyah*, Diponegoro University, Jl. Prof.H.Soedarto S.H, Tembalang, Kec. Tembalang, Kota Semarang, Central Java.
2R. Suharto, Diponegoro University, Jl. Prof.H.Soedarto S.H, Tembalang, Kec. Tembalang, Kota Semarang, Central Java.
3Etty Susilowati, Diponegoro University, Jl. Prof.H.Soedarto S.H, Tembalang, Kec. Tembalang, Kota Semarang, Central Java.
4Muhammad Haidar Fakhri Allam, Diponegoro University, Jl. Prof. H. Soedarto S.H, Tembalang, Kec. Tembalang, Kota Semarang, Central Java.
Manuscript received on November 6, 2019. | Revised Manuscript received on November 20, 2019. | Manuscript published on 30 November, 2019. | PP: 4196-4200 | Volume-8 Issue-4, November 2019. | Retrieval Number: D7776118419/2019©BEIESP | DOI: 10.35940/ijrte.D7776.118419
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: The line of business carried out by the pawnshop company is always experiencing growth. At the moment, it does not only provide facilities for lending money guaranteed by pawnshop but also includes other activities, one of which is a credit facility with fiduciary collateral. This fiduciary loan is intended to help Micro, Small and Medium Enterprises to obtain financing easily and quickly. This fiduciary guarantee benefits the creditors, because it can provide confidence that the debt will be repaid by the debtor in accordance with the agreement. On the other hand the giver guarantees the benefits of getting financing and can still use collateral. However, the use of fiduciary guarantees at the pawnshop company raises problems in practice. Among other things, there are differences in the principle between pawning with fiduciary collateral and fiduciary collateral execution if the debtor defaults.
Keywords: Government Pawnshop Company, Fiduciary Guarantee, Execution, Default.
Scope of the Article: Smart Sensors and Internet of Things for Smart City.