Research on Profitability and Liquidity Position of Banks With Reference to Pre and Post-Merger
Manju Rajan Babu
Dr. Manju Rajan Babu, Ph.D, FHEA.
Manuscript received on 03 June 2019 | Revised Manuscript received on 28 June 2019 | Manuscript Published on 04 July 2019 | PP: 253-261 | Volume-8 Issue-1S4 June 2019 | Retrieval Number: A10450681S419/2019©BEIESP
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© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: The main focus of the study was to evaluate the profitability and liquidity position of banks with reference to Pre and post-merger in India. The financial performances of the Indian banking sector has been evaluated using CAMEL approach and Data Envelopment Analysis. The study has employed a sample size of 17 banks, both national and private banks. Pre and post-merger phases for the period 1998-2016 have been examined through analyzing financial performance of each bank. The results have evaluated that HDFC bank ltd, Federal bank, and Bank of Baroda were efficient in terms of the financial performance as compared to other banks. Capital structure and customer requirements were enhanced by the efforts made by the banks.
Keywords: Profitability, Liquidity, Banks, Financial Performance. JEL Classification Codes: E5, E6, G2, M4.
Scope of the Article: Financial and Scientific Applications of All Kind