Women Micro and Small Business Sustainability in Malaysia Through Microcredit
Samer Ali Alshami1, Izaidin Majid2, Nurulizwa Rashid3, Hayder Adil4
1Samer Ali Alshami, Centre for Research and Innovation Management, Faculty of Technology Management and Technopreneurship, Universiti Teknikal Malaysia Melaka.
2Izaidin Majid, Centre for Research and Innovation Management, Faculty of Technology Management and Technopreneurship, Universiti Teknikal Malaysia Melaka.
3Nurulizwa Rashid, Centre for Research and Innovation Management, Faculty of Technology Management and Technopreneurship, Universiti Teknikal Malaysia Melaka.
4Hayder Adil, Centre for Research and Innovation Management, Faculty of Technology Management and Technopreneurship, Universiti Teknikal Malaysia Melaka.
Manuscript received on 24 May 2019 | Revised Manuscript received on 11 June 2019 | Manuscript Published on 26 June 2019 | PP: 70-74 | Volume-8 Issue-1S5 June 2019 | Retrieval Number: A00130681S519/2019©BEIESP
Open Access | Editorial and Publishing Policies | Cite | Mendeley | Indexing and Abstracting
© The Authors. Blue Eyes Intelligence Engineering and Sciences Publication (BEIESP). This is an open access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: Micro and small enterprises sustainability. An explorative case study was conducted through semi interviews with 22 of women borrowers who received loan from Amanah Ikhtiar Malaysia (AIM) since three years in Selangor. We find that the majority of women who received loan three years ago have successfully operated their micro and small enterprises. However, they still suffer of sustainability and the majority of them still in the infant stage. There are many causes that affect the sustainability of women micro and small enterprises such as lack of product diversity and the inflexible of the implementation process of loan disbursement and repayment. Therefore, re-innovate AIM product as well as process is an important factor for women small business sustainability. In addition, control market competition and protect micro businesses is another important factor towards sustainability.
Keywords: Microcredit; Women; Micro Business; Sustainability; Malaysia.
Scope of the Article: Microwave